{"id":737,"date":"2023-12-19T11:50:08","date_gmt":"2023-12-19T11:50:08","guid":{"rendered":"https:\/\/wp.ispick.com\/?page_id=737"},"modified":"2023-12-20T05:49:35","modified_gmt":"2023-12-20T05:49:35","slug":"assurance-terms-and-conditions","status":"publish","type":"page","link":"https:\/\/ispick.com\/index.php\/assurance-terms-and-conditions\/","title":{"rendered":"Assurance Terms and Conditions"},"content":{"rendered":"<style>.elementor-737 .elementor-element.elementor-element-115d7235 > .elementor-container{max-width:1200px;}.elementor-737 .elementor-element.elementor-element-115d7235:not(.elementor-motion-effects-element-type-background), .elementor-737 .elementor-element.elementor-element-115d7235 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:transparent;background-image:linear-gradient(180deg, #000000 0%, #000000 100%);}.elementor-737 .elementor-element.elementor-element-115d7235 > 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.elementor-element.elementor-element-115d7235{margin-top:-70px;margin-bottom:0px;padding:130px 0px 0px 0px;}.elementor-737 .elementor-element.elementor-element-19ae6d6a{text-align:start;}.elementor-737 .elementor-element.elementor-element-19ae6d6a > .elementor-widget-container{padding:0px 0px 5px 0px;}.elementor-737 .elementor-element.elementor-element-524c5f76 img{width:40px;}body:not(.rtl) .elementor-737 .elementor-element.elementor-element-524c5f76{left:-12px;}body.rtl .elementor-737 .elementor-element.elementor-element-524c5f76{right:-12px;}.elementor-737 .elementor-element.elementor-element-524c5f76{top:32px;}.elementor-737 .elementor-element.elementor-element-3a2fd07e{--spacer-size:160px;}.elementor-737 .elementor-element.elementor-element-36d84672{margin-top:-200px;margin-bottom:0px;}.elementor-737 .elementor-element.elementor-element-16609b8d:not(.elementor-motion-effects-element-type-background), .elementor-737 .elementor-element.elementor-element-16609b8d > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-position:bottom center;background-repeat:no-repeat;background-size:200% auto;}.elementor-737 .elementor-element.elementor-element-74a96b74{--spacer-size:220px;}.elementor-737 .elementor-element.elementor-element-75174a12{padding:60px 20px 100px 20px;}}<\/style>\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"737\" class=\"elementor elementor-737\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-115d7235 jkit-sticky-element--enabled jkit-sticky-element-on--both elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"115d7235\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;jkit_sticky_device&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;jkit_sticky_top_position&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;jkit_sticky_bottom_position&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]}}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-409920cb exad-glass-effect-no exad-sticky-section-no\" data-id=\"409920cb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-64e9fc5b elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"64e9fc5b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3fe4fe67 exad-glass-effect-no exad-sticky-section-no\" data-id=\"3fe4fe67\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19ae6d6a exad-sticky-section-no exad-glass-effect-no elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"19ae6d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_delay&quot;:&quot;100&quot;,&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">ISPICK ASSURANCE <br>TERMS AND CONDITIONS<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-524c5f76 elementor-widget__width-auto elementor-absolute animated-fast elementor-widget-tablet__width-auto elementor-hidden-tablet elementor-hidden-mobile exad-sticky-section-no exad-glass-effect-no elementor-invisible elementor-widget elementor-widget-image\" data-id=\"524c5f76\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_animation&quot;:&quot;rotateIn&quot;,&quot;_animation_delay&quot;:&quot;500&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"600\" src=\"https:\/\/ispick.com\/wp-content\/uploads\/2023\/12\/Circle-03-e1702987766234.png\" class=\"attachment-large size-large wp-image-776\" alt=\"\" srcset=\"https:\/\/ispick.com\/wp-content\/uploads\/2023\/12\/Circle-03-e1702987766234.png 600w, https:\/\/ispick.com\/wp-content\/uploads\/2023\/12\/Circle-03-e1702987766234-300x300.png 300w, https:\/\/ispick.com\/wp-content\/uploads\/2023\/12\/Circle-03-e1702987766234-150x150.png 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a2fd07e exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-spacer\" data-id=\"3a2fd07e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-77f9ec77 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"77f9ec77\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1f9845a2 exad-glass-effect-no exad-sticky-section-no\" data-id=\"1f9845a2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-36d84672 elementor-section-full_width elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"36d84672\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-302e547f exad-glass-effect-no exad-sticky-section-no\" data-id=\"302e547f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-16609b8d elementor-section-full_width elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"16609b8d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-36cadb65 exad-glass-effect-no exad-sticky-section-no\" data-id=\"36cadb65\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74a96b74 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-spacer\" data-id=\"74a96b74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-75174a12 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no exad-sticky-section-no\" data-id=\"75174a12\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5e038c23 exad-glass-effect-no exad-sticky-section-no\" data-id=\"5e038c23\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3dc573da exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"3dc573da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">These Ispick Assurance terms and conditions (\u201c<\/span><b>Terms and Conditions<\/b><span style=\"font-weight: 400;\">\u201d) are being offered by Company to its Product Lister to cover the losses pertaining to the Product rented out. This program (\u201c<\/span><b>Ispick Assurance<\/b><span style=\"font-weight: 400;\">\u201d) is designed to cover Damage and resulting loss incurred solely at the premises of Customer during the period for which the Product Lister has opted for this cover.\u00a0 Any capitalized term under these Terms and Conditions shall carry the same meaning as defined under the Ispick Mobile application Terms and Conditions.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1211dcaa exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"1211dcaa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li aria-level=\"1\"><h5><b>Definitions<\/b><\/h5><\/li><\/ul><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u201c<\/span><b>Claim<\/b><span style=\"font-weight: 400;\">\u201d means the claim initiated by the Product Lister in the event of Damage as per these Terms and Conditions and the Claim procedure as intimated by the Company from time to time.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u201c<\/span><b>Damage<\/b><span style=\"font-weight: 400;\">\u201d shall mean the physical damage caused to the Products resulting in some monetary expense or loss to the Product Lister during Rental Period as observed by Product Lister on inspection of the Products at the time of return of Products at the end of Rental Period. <\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\">\u201c<b>Rental Period<\/b>\u201d shall mean the period during which the Products are rented by the Customer on terms agreed with Product Lister.<\/li><\/ol><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db559fa exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"db559fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><h5><strong>Scope<\/strong><\/h5><\/li><\/ul><p><span style=\"font-weight: 400;\">Ispick Assurance is applicable to only to such Products listed on the Mobile application as determined by the Company from time to time. The Ispick Assurance shall cover the following:\u00a0<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Damage to the Product on account of improper, forcible, and\/or negligent usage of the Product by the Customer.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Theft of the Product provided that the Product Lister has informed the police and produces FIR copy of the same to the Company.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Damage to the Product on the Customer premises\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Damage due to non-return of Product (partial\/fully) directly attributable to Customer.<\/span><\/li><\/ol><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08c61a1 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"08c61a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><h5><b>Ispick Assurance\u2019s applicability is subject to following:<\/b><\/h5><\/li><\/ul><p><span style=\"font-weight: 400;\">The Product Lister shall not be entitled to submit any Claim in the following events:\u00a0<\/span><b><\/b><\/p><ol><li aria-level=\"1\"><span style=\"font-weight: 400;\">No claims made, 48 hours after the Ispick logistics provider has delivered the Product back to the Product Lister from the Customer at the end of a rental duration, shall be entertained. The period of 2 days or 48 hours referred to above shall be reckoned from the midnight of the day of delivery by logistics provider.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Product Lister ceases to be the owner of the Products.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Product Lister not giving access to surveyor for reasonable time\/access to conduct his or her duties for assessment of Claim<\/span><\/li><\/ol><p>\u00a0<\/p><ul><li><h5><strong>Claim<\/strong><\/h5><\/li><\/ul><p><span style=\"font-weight: 400;\">The assessment of the Claims shall be as per the Claim procedure indicated on the Mobile application.\u00a0 The Product Lister shall be entitled to submit a Claim to recover Damage occurring during the Rental period as covered by Ispick Assurance. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c09b526 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"c09b526\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li aria-level=\"1\"><b>Claim amount:\u00a0 <br \/>A] <\/b><span style=\"font-weight: 400;\">Product Lister understands and acknowledges that on final assessment of the Claim by the Company in accordance with the Claim procedure, the Product Listers availing the Ispick Assurance will get reimbursed to the extent of lowest of below amount (\u201c<\/span><b>Claim Amount<\/b><span style=\"font-weight: 400;\">\u201d) &#8211;\u00a0<\/span><\/li><\/ul><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00a0Where Damage caused is repairable: Cost of repairs in full subject to the maximum cap proposed below or.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Where Damage caused is not Repairable: Full\/Partial Replacement Cost of the Product or.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Depreciated value of the Product as computed at the time of the Claim basis the year of purchase and\/or year manufacture of the Product as provided by the Product Lister at the time of listing or computed by Company basis information provided by Product Lister.<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">\u00a0 \u00a0 \u00a0 \u00a0 <strong>B]<\/strong> The Claim Amount so assesses shall in no event exceed the maximum cap (\u201c<\/span><b>Maximum Cap<\/b><span style=\"font-weight: 400;\">\u201d) Company shall compute the Maximum Cap on payment of Claim Amount basis the cost of the Products listed i.e.\u00a0<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For Products valued below INR 50,000, the Claim Amount shall be capped to a maximum of INR 5,000 all inclusive.\u00a0\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For Products valued equal to and above INR 50,000, the Claim Amount shall be capped to a maximum of INR 10,000 all inclusive.\u00a0<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">\u00a0 \u00a0 \u00a0 \u00a0<strong>C]<\/strong> The product lister can avail the service of Ispick assurance only once per product. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0cbe53 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"f0cbe53\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li aria-level=\"1\"><h5><b>Exclusions to Ispick Assurance coverage:\u00a0<\/b><\/h5><\/li><\/ul><p><span style=\"font-weight: 400;\">Ispick Assurance cover shall not be available in the following events where:\u00a0<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Damage to the Product existed prior to listing on the Mobile application which has not been declared by the Product Lister and the same been observed by Company or the Customer later. Such prior defects shall include all the latent and patent defects of the Product.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Damage is attributable to willful misconduct of the Customer.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Damage is caused by\u00a0ordinary leakage, ordinary Loss in weight or volume, or ordinary wear and tear of the Product which is not the subject matter of Ispick Assurance cover.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Damage is caused by insufficiency or unsuitability of packing or preparation of the Product at time of dispatch from the Product Lister premises after he gives his approval for dispatch.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Damage is caused to Product Lister on account of reasonable delay in delivery by logistics provider, but no damage is caused to the Product.\u00a0\u00a0\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Damage is arising derelict mines, bombs or from the use of any weapon of war employing atomic or nuclear fission and\/ or fusion or other like reaction or radioactive force or matter.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Damage is caused by inherent underlying illegality or illegal subject matter of the Product listed on the Mobile application.\u00a0 Damage caused by war, civil war, revolution, rebellion, insurrection, or civil strife arising therefrom, or any hostile act by or against a belligerent power.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Damage is caused by\u00a0capture, seizure, arrest, restraint or detainment, and the consequences thereof or any attempt thereat on account of action of any regulatory or law enforcement authorities.\u00a0\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Damage is caused by strikers, locked-out workmen or persons taking part in labour disturbances, riots or civil commotions.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Damage is caused by\u00a0resulting from strikes, lockouts, labour disturbances, riots or civil commotions; or\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Damage is caused by any terrorist or any person acting from a political motive.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Damage caused is assessed below Rs 1,000\/-\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Damage is caused where any collusion is present between Product Lister and Customer or member of the Product Lister\u2019s household or of his business staff is involved in the actual theft or Damage. Damage is caused but goods are recovered within reasonable period of time post intimation of Loss.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dishonest or frivolous Claims.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Damage caused to the product during transit, i.e., during delivery of product from product lister to customer and vice-a -versa, i.e., customer to product lister. The Company shall not be held liable for any damage to product caused by third party delivery partners.<\/span><\/li><\/ol><p>\u00a0<\/p><ul><li aria-level=\"1\"><h5><b>Duration for raising complaints<\/b><\/h5><\/li><\/ul><p><span style=\"font-weight: 400;\">The Ispick Assurance cover shall be entertained for Products where complaints are made within 48 hours after the logistics\/ delivery partner has delivered the Product back to the Product Lister from the Customer at the end of a rental duration.\u00a0<\/span><\/p><p>\u00a0<\/p><ul><li><h5><span style=\"font-weight: 400;\"><b>General Conditions<\/b><\/span><span style=\"font-weight: 400;\">\u00a0<\/span><\/h5><\/li><\/ul><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Product Lister agrees, acknowledges and accepts all the Terms and Conditions relating to Ispick Assurance.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Company reserves the right to modify or terminate the Ispick Assurance cover and these Terms and Conditions for any reason, without notice at any time.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Ispick Assurance cover is provided on an \u201cas is\u201d and \u201cas available\u201d basis without any warranty or condition, express, implied or statutory.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Product Lister expressly understands and agrees that Company shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses resulting from the Product Lister\u2019s notion of Damage or Loss.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Claim Amount shall be computed strictly as per clause 5 and subject to the Maximum Cap, and the Company disclaims any further liability towards the Product Lister. The assessment of Claim Amount shall be explained to the Product Lister and shall be final.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Company reserves the right, at its discretion, to change, modify, add, or remove portions of these Terms and Conditions at any time by posting the amended terms. <\/span><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>ISPICK ASSURANCE TERMS AND CONDITIONS These Ispick Assurance terms and conditions (\u201cTerms and Conditions\u201d) are being offered by Company to its Product Lister to cover the losses pertaining to the Product rented out. This program (\u201cIspick Assurance\u201d) is designed to cover Damage and resulting loss incurred solely at the premises of Customer during the period for which the Product Lister has opted for this cover.\u00a0 Any capitalized term under these Terms and Conditions shall carry the same meaning as defined under the Ispick Mobile application Terms and Conditions.\u00a0 Definitions \u201cClaim\u201d means the claim initiated by the Product Lister in the event of Damage as per these Terms and Conditions and the Claim procedure as intimated by the Company from time to time.\u00a0 \u201cDamage\u201d shall mean the physical damage caused to the Products resulting in some monetary expense or loss to the Product Lister during Rental Period as observed by Product Lister on inspection of the Products at the time of return of Products at the end of Rental Period. \u201cRental Period\u201d shall mean the period during which the Products are rented by the Customer on terms agreed with Product Lister. \u00a0 Scope Ispick Assurance is applicable to only to such Products listed on the Mobile application as determined by the Company from time to time. The Ispick Assurance shall cover the following:\u00a0 The Damage to the Product on account of improper, forcible, and\/or negligent usage of the Product by the Customer. Theft of the Product provided that the Product Lister has informed the police and produces FIR copy of the same to the Company. The Damage to the Product on the Customer premises\u00a0 The Damage due to non-return of Product (partial\/fully) directly attributable to Customer. \u00a0 Ispick Assurance\u2019s applicability is subject to following: The Product Lister shall not be entitled to submit any Claim in the following events:\u00a0 No claims made, 48 hours after the Ispick logistics provider has delivered the Product back to the Product Lister from the Customer at the end of a rental duration, shall be entertained. The period of 2 days or 48 hours referred to above shall be reckoned from the midnight of the day of delivery by logistics provider. The Product Lister ceases to be the owner of the Products.\u00a0 Product Lister not giving access to surveyor for reasonable time\/access to conduct his or her duties for assessment of Claim \u00a0 Claim The assessment of the Claims shall be as per the Claim procedure indicated on the Mobile application.\u00a0 The Product Lister shall be entitled to submit a Claim to recover Damage occurring during the Rental period as covered by Ispick Assurance. Claim amount:\u00a0 A] Product Lister understands and acknowledges that on final assessment of the Claim by the Company in accordance with the Claim procedure, the Product Listers availing the Ispick Assurance will get reimbursed to the extent of lowest of below amount (\u201cClaim Amount\u201d) &#8211;\u00a0 \u00a0Where Damage caused is repairable: Cost of repairs in full subject to the maximum cap proposed below or. Where Damage caused is not Repairable: Full\/Partial Replacement Cost of the Product or. Depreciated value of the Product as computed at the time of the Claim basis the year of purchase and\/or year manufacture of the Product as provided by the Product Lister at the time of listing or computed by Company basis information provided by Product Lister. \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 B] The Claim Amount so assesses shall in no event exceed the maximum cap (\u201cMaximum Cap\u201d) Company shall compute the Maximum Cap on payment of Claim Amount basis the cost of the Products listed i.e.\u00a0 For Products valued below INR 50,000, the Claim Amount shall be capped to a maximum of INR 5,000 all inclusive.\u00a0\u00a0 For Products valued equal to and above INR 50,000, the Claim Amount shall be capped to a maximum of INR 10,000 all inclusive.\u00a0 \u00a0 \u00a0 \u00a0 \u00a0C] The product lister can avail the service of Ispick assurance only once per product. Exclusions to Ispick Assurance coverage:\u00a0 Ispick Assurance cover shall not be available in the following events where:\u00a0 The Damage to the Product existed prior to listing on the Mobile application which has not been declared by the Product Lister and the same been observed by Company or the Customer later. Such prior defects shall include all the latent and patent defects of the Product.\u00a0 The Damage is attributable to willful misconduct of the Customer. The Damage is caused by\u00a0ordinary leakage, ordinary Loss in weight or volume, or ordinary wear and tear of the Product which is not the subject matter of Ispick Assurance cover. The Damage is caused by insufficiency or unsuitability of packing or preparation of the Product at time of dispatch from the Product Lister premises after he gives his approval for dispatch. The Damage is caused to Product Lister on account of reasonable delay in delivery by logistics provider, but no damage is caused to the Product.\u00a0\u00a0\u00a0 The Damage is arising derelict mines, bombs or from the use of any weapon of war employing atomic or nuclear fission and\/ or fusion or other like reaction or radioactive force or matter.\u00a0 The Damage is caused by inherent underlying illegality or illegal subject matter of the Product listed on the Mobile application.\u00a0 Damage caused by war, civil war, revolution, rebellion, insurrection, or civil strife arising therefrom, or any hostile act by or against a belligerent power.\u00a0 The Damage is caused by\u00a0capture, seizure, arrest, restraint or detainment, and the consequences thereof or any attempt thereat on account of action of any regulatory or law enforcement authorities.\u00a0\u00a0 The Damage is caused by strikers, locked-out workmen or persons taking part in labour disturbances, riots or civil commotions. The Damage is caused by\u00a0resulting from strikes, lockouts, labour disturbances, riots or civil commotions; or\u00a0 The Damage is caused by any terrorist or any person acting from a political motive.\u00a0 The Damage caused is assessed below Rs 1,000\/-\u00a0 The Damage is caused where any collusion is present between Product Lister and Customer or member<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"class_list":["post-737","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/ispick.com\/index.php\/wp-json\/wp\/v2\/pages\/737","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ispick.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ispick.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ispick.com\/index.php\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/ispick.com\/index.php\/wp-json\/wp\/v2\/comments?post=737"}],"version-history":[{"count":25,"href":"https:\/\/ispick.com\/index.php\/wp-json\/wp\/v2\/pages\/737\/revisions"}],"predecessor-version":[{"id":987,"href":"https:\/\/ispick.com\/index.php\/wp-json\/wp\/v2\/pages\/737\/revisions\/987"}],"wp:attachment":[{"href":"https:\/\/ispick.com\/index.php\/wp-json\/wp\/v2\/media?parent=737"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}